Happy Healthy Family

Affordable Health Insurance

Affordable health insurance plans for individuals, families, and small businesses

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Lower your costs by as much as 50%

Better insurance that is less expensive and still what you need.

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Keep your doctor PPO

These PPO plans allow you to choose from a wide network of providers as well as having coverage at any doctor.

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No penalties

Trump's executive order now makes these plans penalty and worry free.

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More for less

Add additional coverage while still paying less than an Obamacare plan.

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health insurance concerns that texas families face

primary problem: price

ObamaCare
sticker shock

secondary problem: no PPO access

Where's my Doctor?

plans are too expensive and
you can't keep your doctor

doctor
buildings

Other websites are not even clear that they are selling you only ONE
of these 3 types of coverage

90 Day Short Term Medical

You're exposed to ongoing pre-existing conditions
at the 91st day.

case

Fixed Benefit Plan

Most pay up to $3,000 per day. Hospitals may
charge $7,000-20,000 per day. You owe the
difference.

monies

Christian Sharing

No guarantee of payment forces you to pay up
front and wait to be eventually reimbursed.

piggie bank

NO! You need a better way! IF you are a healthy family and are aware of 12 month pre existing condition clause, then there is a better more affordable way...

The Answer is Our Unique Combination of Plans To Maximize Your Coverage

With all the Obamacare rules and changes

no longer does any ONE policy
do what you need

90 day limited coverage
HMO-lose your doctor
High deductibles
High premiums

These are the holes
in your Healthcare,
so we created the
layered approach.....

nurse
buildings

Watch and learn how layered multiple policies protect you better and may totally eliminate your out of pocket costs

COVERAGE FOR:
Health Life Dental Critical Illness Accident Specified Disease

Video: The Layered Protection Plan

We offer Low Deductible - Guaranteed Renewable - Layered, Practical Health Insurance that you can actually use at a price you can afford.

Our Solution

5 Layers of Protection

Our Solution

4 Layers of Protection

Unique 4x90 Day Short Term Medical Policy
Unlike other short term plans, this one creates no new pre-existing condition between each 90 day period

Provide a PPO Network and guarantees acceptance at over 650,000 doctors & hospitals. This part provides broad protection.

Companion Life

Advantage - Full Major Medical - Lasts 12 Months - Reapply after 12 Months

Disadvantage - Deductible and Co-Insurance Starts Over Each 90 Days

That's Why You Need GAP Protection Afforded By The Specified Disease Plan

View Brochure

Unique 4x90 Day Short Term Medical Policy
Unlike other short term plans, this one creates no new pre-existing condition between each 90 day period

Provide a PPO Network and guarantees acceptance at over 650,000 doctors & hospitals. This part provides broad protection.

Companion Life

Advantage - Full Major Medical - Lasts 12 Months - Reapply after 12 Months

Disadvantage - Deductible and Co-Insurance Starts Over Each 90 Days

View Brochure

Specified Disease Plan - SD17

Covers $250,000 for each of the 7 Major Health Systems. Guaranteed renewable for life.

Smiling Family
Southwest Service Life - Specified Disease

Advantage

  • Only $400 Deductible

  • $20 Doctor Copay pays $75 per Visit at Any Doctor - 6 Visits Per Person

  • Pays $2,200 per day per hospital / $2,700 per day intensive care - up to $250,000 aggregate

  • Provides an additional $80,000 of Inpatient or Outpatient Surgical Benefits

Pays in Addition to Short Term Major Medical to Reduce or Eliminate Deductible and Out of Pocket Expenses

Disadvantage - Stand-Alone Not to Replace Short Term Major Medical Coverage

View Brochure

$10,000 100% Accident Medical Expense Plan

This may be used as additional protection to reimburse your deductibles.

NHIC - AME

Advantage

  • $250 Copay - Gives to the piece of mind to always get accidents checked out

  • $5,000 Accident & Hospital Inpatient Benefit Reimburses Deductible on Major Medical

Disadvantage - None

View Brochure

$5,000 100% Accident Medical Expense + Sickness Hospitalization Plan

This may be used as additional protection to reimburse your deductibles.

NHIC - AME
NHIC - Sickness

Advantage

  • $250 Copay - Gives to the piece of mind to always get things checked out

  • $5,000 Accident & Hospital Inpatient Benefit Reimburses Deductible on Major Medical

Disadvantage - None

View Brochure

$25,000 Cancer Heart/Stroke Plan

This may be used as additional protection to reimburse your deductibles.

NHIC - CHS

Advantage

  • Pays $25,000 Cash Per Covered Person

  • Paid Lump Sum Upon Diagnosis

  • Includes Your Children

Disadvantage - None

View Brochure

$25,000 Cancer Heart/Stroke Plan

This may be used as additional protection to reimburse your deductibles.

NHIC - CHS

Advantage

  • Pays $25,000 Cash Per Covered Person

  • Paid Lump Sum Upon Diagnosis

  • Includes Your Children

Disadvantage - None

View Brochure

A Living Benefits Plan is your Golden Parachute to avoid Medical Bankruptcy - Pays you a Lump Sum of Cash if a Chronic or Critical Illness Effects your Life

Available to everyone over 18. The Living Benefit Plan is a Term Life Policy with accelerated benefits for Chronic and Critical Illness. Can provide up to $1,500,000 of cash directly to you.

Safe Harbor - Living Benefits

Advantage - Our plan includes $150,000 for applicant/spouse without physical - ask us how you can up this coverage to as high as $3,000,000

Disadvantage - None

A Living Benefits Plan is your Golden Parachute to avoid Medical Bankruptcy - Pays you a Lump Sum of Cash if a Chronic or Critical Illness Effects your Life

Available to everyone over 18. The Living Benefit Plan is a Term Life Policy with accelerated benefits for Chronic and Critical Illness. Can provide up to $1,500,000 of cash directly to you.

Safe Harbor - Living Benefits

Advantage - Our plan includes $300,000 for applicant/spouse without physical - ask us how you can up this coverage to as high as $3,000,000

Disadvantage - None

Video: Living Benefits - HLD

Living Benefits Life Insurance available through Health Life Dental Insurance
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1-800-257-1723
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