Simple, seamless, and reliable coverage
Short-term medical (STM) insurance provides temporary medical coverage designed to bridge gaps between longer-term health plans. STM plans typically cover periods from one to twelve months and are well suited for people between jobs, waiting for employer coverage, recent graduates, or those who missed open enrollment. These plans offer significant flexibility, including the freedom to choose any doctor or hospital with no doctor or hospital network restrictions.
OUR SUGGESTION
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Optional PPO first-dollar plan for those who want the little things too
First‑dollar fixed benefits $0 ded. = Simple and Easy for daily needs.
UnitedHealthcare offers one of the largest networks in the U.S.
OUR SUGGESTION
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You don't have to die to collect
Get cash when you need the most
Living benefits plans offer policyholders the flexibility to access a portion of their death benefit if they experience a serious illness, such as a critical, chronic, or terminal condition.
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Purpose of the Living Benefits is to provide adult members that suffer a Critical, Chronic or Terminal illness a significant cash payment which can facilitate the future purchase of guaranteed issue coverage. Often the cost of these plans can be in excess of $20,000 a year in premium. However, expensive this may be, it is often necessary to provide ongoing coverage for situations like significant cancers.
Don't let a short-term policy leave you unprotected. Schedule an appointment to stay covered and avoid gaps in your healthcare with reliable, affordable insurance.
