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Frequently asked questions
Common questions about short-term medical plans, our 12-month multi-carrier package, and online enrollment.
Short-term medical insurance provides limited-duration coverage until you select a qualified health plan, helping reduce financial risk during life transitions such as job changes, waiting periods, or missed open enrollment.
Our STM plans offer freedom to choose any doctor or hospital. There are no provider network restrictions on eligible plans.
Individual short-term medical plans are limited to about four months at a time. Our Multi-Carrier Package combines three consecutive 4-month plans back to back so you can secure a full year of coverage in one application.
Yes. You can add dental and vision plans alongside a medical package, or purchase dental and vision coverage on its own.
No. Enter your ZIP code and complete enrollment online without creating a separate account.
Enter your ZIP code to see plans available in your area, then complete a short application with secure online checkout.
We never store full credit card numbers or CVV codes. Only safe payment metadata is retained for your records.
Yes. Our family-owned team in San Antonio is available by phone during business hours to answer questions about plans, pricing, and enrollment.